Our Locations
Huntington Office
Orthodontic treatment is a significant step in achieving better oral health, but it’s also an investment. For many families, the cost of braces or aligners can seem daunting. However, with careful planning and a little financial insight, it is possible to make orthodontic care fit within your budget. Whether you’re considering treatment for yourself or your child, Dr. Michael Sheinis at Shiney Smiles Orthodontics in Huntington, NY, and Woodbury, NY, can help you find the best options. By taking a proactive approach to managing expenses, you can ensure that your orthodontic experience is financially manageable.
Consider All Costs Involved
One of the most important first steps in managing the cost of orthodontic treatment is understanding the full scope of expenses. To help simplify this process, here’s a breakdown of some of the major factors to consider:
Initial Consultation
Before you commit to any treatment, you’ll likely have an initial consultation with our team. This is an opportunity to assess your needs, discuss treatment options, and estimate the overall plan’s cost. While some consultations may be free, others might involve a fee, so it’s good to confirm this upfront.
Type of Braces or Aligners
The type of orthodontic treatment you choose will significantly affect the cost. Traditional metal braces tend to be more affordable than clear aligners like Invisalign and 3M Clarity, but the choice should be based on what works best for your specific case. Dr. Sheinis will guide you in selecting the option that provides the best outcome for your oral health and budget.
Length of Treatment
The duration of treatment varies based on individual needs. Some cases require only a few months of braces, while others may take years. Longer treatments often mean more frequent visits and adjustments, which can increase the overall cost. Discussing the timeline during your consultation can give you a clearer picture of what to expect.
Follow-Up Appointments and Adjustments
Regular follow-up visits are a necessary part of the treatment process. These visits allow us to monitor progress and make any adjustments as needed. While some orthodontic practices include the cost of adjustments in their treatment fees, others may charge for these appointments separately. It’s important to clarify this during your initial consultation.
Retainers and Post-Treatment Care
After removing your braces, you’ll likely need a retainer to maintain your results. The cost of retainers can vary and may not always be included in the overall treatment price. Any post-treatment follow-ups should be factored into your budget to ensure your results last long-term.
Considering all of these costs from the beginning gives you a more realistic idea of what your orthodontic treatment will entail financially. Shiney Smiles Orthodontics is transparent about these factors so patients can make informed decisions.
Talk With Your Insurance Company to See What They May Cover
One of the best ways to manage expenses during orthodontic treatment is to check what your insurance policy covers. Some health or dental insurance plans offer partial coverage for orthodontic treatments, which can significantly reduce out-of-pocket expenses. However, coverage can vary greatly depending on your specific insurance plan.
When contacting your insurance company, here are a few key questions to ask:
- Does my policy cover orthodontic treatment for children or adults?
- What percentage of the treatment costs will be covered?
- Are there any limitations, such as a lifetime maximum, that apply to orthodontic coverage?
- Will my plan cover both braces and aligners or only one type?
Providing this information during your consultation will help our team create a treatment plan that maximizes your insurance benefits. Our team can also assist in coordinating with your insurance company to ensure you receive the full benefits you’re entitled to.
Consider a Health Savings Account or Flexible Savings Account
If your insurance coverage is limited, or if you want to reduce your out-of-pocket costs further, using a Health Savings Account (HSA) or Flexible Savings Account (FSA) can be a smart way to pay for orthodontic treatment. Both options allow you to set aside pre-tax dollars for medical expenses, including orthodontics.
Benefits of Using an HSA or FSA for Orthodontic Care
- Pre-Tax Savings: Since contributions to an HSA or FSA are made before taxes, you can save a substantial amount of money on your overall treatment costs.
- Flexible Payments: Depending on your treatment plan, you can use your HSA or FSA funds to pay for orthodontic services as you go or cover the entire cost upfront.
- Eligible for Many Types of Treatments: HSA and FSA accounts typically cover both braces and clear aligners, making them versatile options for paying for orthodontic care.
Check with your employer or benefits provider to see if you’re eligible for an HSA or FSA and how much you can contribute annually. These savings accounts can make a significant difference in making treatment potentially more affordable.
Prioritize Necessary Treatments
Another essential strategy for managing orthodontic costs is to focus on the most necessary treatments. While many options are available for enhancing your smile, prioritizing the core aspects of your treatment plan can help you stay within your budget.
Our team will work closely with you to develop a plan that addresses your most pressing orthodontic needs. For example, while cosmetic adjustments can enhance the appearance of your smile, they may not always be medically necessary. Sticking to the essentials can avoid unnecessary expenses while achieving a healthy, functional outcome.
At Shiney Smiles Orthodontics, patients are encouraged to discuss their budgets openly so that we can offer solutions that align with their financial goals and oral health needs.
Make Orthodontic Care Affordable Without Compromising Quality
At Shiney Smiles Orthodontics, we believe everyone deserves a smile they love, and we’re here to make that achievable. If you’re ready to explore flexible payment options or maximize your insurance benefits, Dr. Michael Sheinis and our Huntington and Woodbury, NY team are ready to help. Contact us today to schedule your consultation, and let’s work together to create a treatment plan that fits your budget and your smile goals.